Contoh Discussion Text

Credit Cards

Some people do not like to carry a lot of money all the time. They choose to have a credit card as an alternative to purchase items in a shopping center. The following will present advantages and disadvantages of having credit card.

Credit cards have been accepted as efficient payment solution. When we buy something, we do not have cash at hand, we can pay by credit cards. Well, credit cards can be used to buy things online. A credit card is more convenient to carry around than cash money. When we buy an expensive thing, we do not need to carry bunches of money in our bag.

But credit cards also have disadvantages. Having credit cards allow us to spend much money. It can make us difficult to pay their credit cards bills. Credit cards sometimes make problem when they are used to online transaction . we must be careful to use the data on their credit cards. Some credit cards have interest rate and other applicable fees. It means that we spends more than the prince of the thing we buy.

Froms the reasons above, it can be concluded that credit cards make our life easier, but credit cards are disadvantageous if we cannot be careful and use them wisely